Franklin Loan Center

We treat your loan like it's our own™.

Franklin Loan Center is licensed in the following states: Arizona, California, Colorado, Maryland, Oregon, Pennsylvania & Washington.

NMLS #237653

© 2018 Franklin Loan Corporation Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 4131316  

NMLS Consumer Access

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James Gross

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As a Licensed Regional Manager, James committed to providing an exceptional lending experience to you and your buyers. With over 15 years of experience in the mortgage industry, his expertise has earned him awards and a place among the top 1% Loan Originators in the U.S.  James has the expertise to help buyers understand the mortgage process and the features associated with the loan program they choose. He is dedicated to providing efficient service to all parties in the transaction, from application through closing. “In today’s complicated financial world, people need advice they can trust. My strengths are service, product knowledge and loyalty to my business partners and homebuyers. My team includes two Licensed Loan Officer Assistants who share my enthusiasm for the business and are committed to providing world-class service. We welcome the opportunity to partner with Real Estate Agents and serve buyers’ needs with quick and accurate home financing advice.”James has been a resident of the Temecula, CA, area since 2004 and enjoys giving back to the community through his work with two non-profit organizations. He holds the secretary position for Unforgotten Faces and is Chairman for Lyme Earth. To further this commitment, he has generously donated 10% of his income to non-profits every year for the past seven years. In his free time he enjoys running, skiing, watching hockey, and spending time with his wife and daughter.

Free Home Buyers Guide

Click the image to view a sample of a home buyers guide for 2016, if you would like the full version please use the form below to request a copy and I will send you the full document in English or Spanish.

Home Buyers Guide Sample

Home Buyers Guide Sample

Comprar Una Casa

Comprar Una Casa

Franklin News Blog

Contact me for an appointment 951-760-8169

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What people are saying about James

James Gross and Monique were extraordinarily responsive, professional, personable, knowledgeable, patient and kind. I can’t say enough about these two. What an amazing team of individuals. We greatly appreciate all they did. They went above and beyond. Thank you for all your hard work and dedication in serving us. I will definitely be referring them to my friends and family. Thanks again,
— Elizabeth K
James was great. James returned my emails and calls immediately and so did his assistant. Very happy and will refer to anyone that is in need. Blessings to you all.
— Johnathan T.
James Gross and Franklin Loan Center were a pleasure to work with. Everything from the initial application to the closing of the loan went smooth and were able to close on our loan before the estimated close date. My realtor was also impressed with them and told me he will be recommending them to all of his clients.
— Burt F.
The overall process was very smooth. All the individuals we dealt with were competent, professional and respectful. It was a pleasure doing business with Franklin Loan and their capable and friendly staff. We also sincerely appreciated all the effort to close in less than average time. Will definitely recommend to others.
— Richard and Carmen R.
James and Company are very efficient and well verse with this business. Very thorough with the regulations yet prompt and always keeps us posted on where we are in the transaction. No non sense and NO surprises, WE ARE VERY SATISFIED AND CAN’T WAIT TO REFER THEM WITH FRIENDS AND RELATIVES.
James and his team are the best. We were nervous going in and he made the transaction very smooth.
— Tiffany
Thanks for a hassle free mortgage process. The only thing that could have made it better would have been a 2% mortgage rate...Thanks for your great service!
— Tonya
Your firm has made this process seem effortless. All my questions were answered in a timely manor. I am so pleased with everyone in your office and want to thank everyone . You have made my dream come true. THANK YOU
— Catherine
James Gross and his team were fantastic, I am going to recommend him to all my family and friends! Thank you James for helping make my dreams of being a Homeowner come true. Now me and my Family have a Home sweet Home.
— Cindy
Thank you so much for being so quick to respond to all of my questions and concerns. I really appreciate all your help! James and Monique were outstanding. We could not have asked for a better experience. Thank you!
— Cara D.
I would give James a 10 star if you had one, he is the best lender I’ve ever known.. his team is well versed in the mortgage industry and they are a great group to work with.. Thank You James for making my home buying experience so easy and hassle free!!
— Dana C.
I am not one to write reviews, but for James I just had to! My escrow was very stressful, but James kept telling me that everything was going to be OK. He treated me like I was the only loan that he was dealing with. He was helpful and patient when I called in a panic and freaking out that we were going to lose our dream home, but he would always assure me that we would get our dream home and that everything would be alright. He works and communicates regardless of the day or time of day. I have to say that he is my hero and WE WOULD NOT HAVE OUR DREAM HOUSE, IF WE HAD WORKED WITH ANY OTHER BROKER!!!!! James will treat you like family and make your dreams come true!!!!!! He sure made my husband and my dreams come true, and we couldn’t be more grateful!!!!
— Beckey S.
James is the best. He has been doing our mortgages since our first condo 10 years ago. We have moved and refinanced multiple times since then and James has been there to walk us through the process. He and his staff are the best. They will take all the time you need to make sure you understand the process and are comfortable with all of the terms. We will continue to use and recommend him and his staff to our friends and family.
— Joshua Z.
James went above and beyond to get us into our new home even with an issue with the IRS and we still closed the escrow on time he know about all the programs to get anyone into a new home! without his expertise it would of never happened- we will use him again in the near future. Thanks James
— Kimberly and Kevin H.
james gross

Job Title: Regional Manager

Office Phone: 951-296-1640

Cell: 951-760-8169

NMLS: 251734

Address 41607 Margarita Rd, Suite 102 Temecula, CA 92591


Franklin Loan Center Corporate  44-800 Village CourtPalm DesertCA  92260 Office:  (760) 779-8100

CalBRE: # 001069837 NMLS: #237653 © 2018 Franklin Loan Corporation Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 4131316  

Franklin Loan Center is licensed in the following states: Arizona, California, Colorado, Maryland, Oregon, Pennsylvania & Washington.

NMLS Consumer Access

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