Franklin Loan Center

We treat your loan like it's our own™.

NMLS #237653

© 2018 Franklin Loan Corporation Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 4131316  

NMLS Consumer Access

To Apply for your loan...

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process can move. Before you know it, you'll have a mortgage that suits your lifestyle.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information or you can check on the status of your loan in your online borrower portal. And if you want assistance, a mortgage expert who can answer questions is just a phone call away. 

Here's an overview of the loan-application process

STEP ONE -- Apply Now!

When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, assemble your needs list items mentioned on the Getting Started page, then just click the Apply Now button on this page.

Once you've completed the application process, we'll assign a team to your loan and get the process started. A Loan Officer may contact you to obtain more information or direct you to upload materials in your borrower portal page. They will check for your eligibility in various programs and will see if everything is ready to move forward into the next stage of the loan process. The best way to loan approval is assembling all the needed parts in a timely manner, some we will get for you, some you will provide.

At the appropriate time we'll order a property appraisal for you, and all during the process, we may ask that you provide additional information or documents as they are needed. Buying a home is a complex process, but your Loan Officer and team will make sure to prompt you for materials or actions you need to take at all the right times.

STEP TWO -- Your Loan is Approved and Funded

Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly. 

We will coordinate with the escrow team and you'll sign the final papers at their office.

At every stage of the loan we try to make it simple, straightforward, cost effective, and quick.


Mortgage Checklist

The following information is usually required during the loan process:

  • Your Social Security number
  • Current pay stubs or, if self employed, your tax returns for the past two years
  • Bank statements for the past two months
  • Investment account statements for the past two months
  • Life insurance policy
  • Retirement account statements for the past two months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Auto loan account information
  • Personal loan account information

If you currently own Real Estate:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)

Franklin Loan Center Corporate  44-800 Village CourtPalm DesertCA  92260 Office:  (760) 779-8100

CalBRE: # 001069837 NMLS: #237653 © 2017 Franklin Loan Corporation Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 4131316  

NMLS Consumer Access

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